RV Insurance  | Trailer Insurance | Horse Trailer Insurance  | Motorcycle / SXS Insurance | Boat Insurance

1. What is RV Insurance?

Answer: RV Insurance provides coverage for recreational vehicles, including motorhomes, travel trailers, 5th wheels, and more. It combines elements of auto and homeowners insurance to protect both the vehicle and the personal belongings inside, as well as offering liability coverage.

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2. How is Full-Timer RV Insurance different from Vacation RV Insurance?

Answer: Full-Timer RV Insurance is for those who live in their RV full-time and need coverage similar to homeowners insurance, including personal liability and contents coverage. Standard companies require a garaging location and do not accept transient risks. Our companies endorse the policies amending the contracts to remove the transient exclusions. Vacation RV Insurance is for those who use their RV for part-time travel and vacations and are able to provide a primary garaging location.

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3. Can I customize my RV insurance policy?

Answer: Absolutely! We offer customizable options to ensure you get the coverage that fits your unique needs. From additional personal effects coverage to vacation liability, we work with you to tailor your policy.  Be sure to ask about about our new Roof and Pest Protections.​

4. Do I need a separate policy for my tow vehicle?

Answer: It depends on the carrier. Some of our carriers offer combined policies for your RV and tow vehicle, while others require separate policies. We’ll help you find the best option for your needs and ensure you get the best coverage at a competitive rate.

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5. What carriers do you work with?

Answer: We partner with top-rated carriers like Progressive, National General, Safeco, and Foremost. All our partners hold A or better ratings with AM Best, ensuring you receive reliable and comprehensive coverage.

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6. Can you help if I already have insurance but want to switch agents?

Answer: Definitely! If you're happy with your current carrier but want to switch to an RV Specialty agent, we can handle the transition smoothly. Just let us know, and we'll take care of the details. Request transfer.

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7. What discounts are available for RV insurance?

Answer: We offer various discounts, including multi-policy discounts, safe driver discounts, and loyalty discounts. Contact us to see what you qualify for and how much you can save.

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8. How do I file a claim?

Answer: Filing a claim is simple. Our carriers offer 24/7 claim filing via a toll-free number found on your provided ID card. Our agents will guide you through the process to ensure it's as smooth and stress-free as possible.

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9. What if I live in multiple states throughout the year?

Answer: No problem! Our policies are designed to be flexible and accommodate your mobile lifestyle. In these cases, we will typically base you policy on your registration state.

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10. Why should I choose The RV Girls?

Answer:  The RV Girls understand the unique needs of full-time RVers. With over 30 years of experience, a range of customizable coverage options, and partnerships with top-rated carriers, we provide tailored insurance solutions to protect your home on wheels.

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For more information or to speak with one of our specialists, feel free to contact us today!